81 White Oak Lane,Monticello, KY 42633
Monticello, KY 42633
Description
Unique lake property situated on three lots featuring a 2-bedroom, 1-bathroom home plus a detached garage with plenty of room for a boat up to 26 ft. The garage has a finished guest quarters offering an additional 1 bedroom and 1 bathroom. Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.
Details
| MLS # | 26005932 |
|---|---|
| Listing Type | For Sale |
| Style | House |
| Sub-Type | Resale |
| Status | Active |
| Year | 2021 |
| Days On Site | 155 |
| Listing Provided By | Re/Max Country Lakes | Dylan Jones |
Features
| Bed(s) | 2 |
|---|---|
| Bath(s) | 1 Total |
| SQ Feet | 900 |
| Garage | 2 |
| Basement | Y |
| Story(s) | 1 |
| Acreage | 1.32 |
| Property View | Rural, Trees, Woods |
Interior
| Rooms Total | 5 |
|---|---|
| Cooling | Central Air, Heat Pump |
| Heating | Electric, Heat Pump |
| Heating Yes / No | Yes |
| Cooling Yes / No | Yes |
| Interior Features | Primary Downstairs |
| Appliances | Dryer, Microwave, Range, Refrigerator, Washer |
Exterior
| Roof | Metal |
|---|---|
| Construction Materials | Vinyl Siding |
| Foundation Details | Concrete Perimeter |
| Lot Features | Wooded |
Parking
| Garage Yes / No | Yes |
|---|---|
| Attached Garage Yes / No | No |
| Parking Features | Detached Garage |
Utilities
| Sewer | Septic Tank |
|---|
Area Information
| State | KY |
|---|---|
| County | Wayne |
| City | Monticello |
| Zip Code | 42633 |
| Area | 070 Wayne County |
| Subarea | Wayne County |
| Community Name | Cumberland Ridge Estates |
| School District | Wayne County |
| Elementary School | Bell |
| High School | Wayne Co |
| Listing VS Median (in Cumberland Ridge Estates) | |
Price: $299,000 low | high Med: $299,000 sqft: 900 low | high Med: 900 $ / sqft: $332 low | high Med: $332 On site: 155 low | high Med: 155 | |
Market Activity 42633
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Learn More About This Property
| State | KY |
|---|---|
| County | Wayne |
| City | Monticello |
| Zip Code | 42633 |
| Area | 070 Wayne County |
| Subarea | Wayne County |
| Community Name | Cumberland Ridge Estates |
| School District | Wayne County |
| Elementary School | Bell |
| High School | Wayne Co |
| Listing VS Median (in Cumberland Ridge Estates) | |
Price: $299,000 low | high Med: $299,000 sqft: 900 low | high Med: 900 $ / sqft: $332 low | high Med: $332 On site: 155 low | high Med: 155 | |
